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Whether you’re seeking a cost-effective solution or exploring options for challenging risks, we’re here to help

Habitational clients come with unique challenges, but finding affordable, reliable coverage doesn’t have to be one of them. IRIS is changing the game for habitational coverage with HabProtect, a program designed for today’s market.

What's Covered?

HabProtect currently offers comprehensive habitational coverage Nationwide excluding HI & AK.

At HabProtect, we understand the unique challenges of insuring habitational properties. With decades of experience, our team is committed to providing insurance brokers with flexible solutions for apartment buildings, condos, and other residential properties. Whether your client has had trouble securing coverage or is seeking a better option, HabProtect delivers dependable protection with competitive rates.

Our Focus

'Class A' Habitational

Properties 50 years old or newer

Building values under $75 million ( 75+ million on exception)

Apartment

You'll Get Access to

'A' Rated Admitted Paper

Flexible solutions for preferred and non-standard risk 

Apartment balconies

Continental Coverage

Competitive Pricing Nationwide 

We have stand out rates in:

CA, NV, AZ, WA, OR, MO, KS, ID, OK, NB, IL, UT, CO and NM 

Housing Complex
Modern Housing Complex
Modern Apartment Complex
Apartment Balconies

STEP 1

Download and Complete 

Email the following documents to Submissions@Habprotect.com

  • Statement of Values

  • 5 Years of currently valued loss runs

Review Your Options

STEP 2

Get Covered in Just Three Easy Steps 

Looking for comprehensive habitational coverage?

Our skilled team will review your submission and contact you in a few days with coverage details. 

Get Covered

STEP 3

The One-Stop Habitational Solution

Step 1:

Download and Complete

Step 2:

Email the following documents to: Submissions@habprotect.com

  • Statement of Values

  • 5 Years of Currently Valued Loss Runs

Step 3:

Our skilled team will contact you in a few days with details!

ADDRESS

1800 Sutter Street, Suite 777, Concord CA 94520

CONTACT US

CONTACT FOR QUOTE

Looking to get a quote from us?

Utrecht Building
Apartment Building

Reach Out To Get Started

Specialized Habitational Insurance. Tailored for You + Your Clients

Our Skilled Team

Let’s connect! Whether you’re ready to submit an application or have questions about our program, our team is here to help. Reach out today and discover how we can simplify habitational insurance for your clients!

Team Lead

Rob Mason

Modern Apartment Building

Phone: 

Email: 

(949) 903-4150

Team Member

Paul Baldikoski

Big Paul.jpeg

Describe the team member here. Write a brief description of their role and responsibilities, or a short bio with a background summary.

(925) 680-4747

Marketing & Outreach

Alex Perry

1643842541218.jpg

Describe the team member here. Write a brief description of their role and responsibilities, or a short bio with a background summary.

(925) 680-4747

Marketing & Outreach

Chris Kraemer

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Describe the team member here. Write a brief description of their role and responsibilities, or a short bio with a background summary.

(925) 680-4747

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